Why Are Two Different Plants Both Called Money Plant?
The name "money plant" is not a botanical term — it is a popular common name applied to several different species, primarily because of their association with good fortune and prosperity in various cultural traditions. In India, "money plant" almost universally refers to Epipremnum aureum (also called pothos or devil's ivy) — the trailing vine with heart-shaped green leaves commonly seen growing from bottles of water in Indian homes. In Chinese and international feng shui tradition, "money plant" or "money tree" often refers to Crassula ovata — the jade plant — a succulent with thick, rounded, glossy leaves and a tree-like growth habit.
The confusion is compounded further because Pachira aquatica (a tree with braided trunks, sometimes sold as "money tree") and Pilea peperomioides (Chinese money plant) are also marketed under money plant names in different markets. This article focuses specifically on the comparison between jade plant (Crassula ovata) and pothos (Epipremnum aureum) — the two plants most frequently confused when people search for "money plant" care advice online.
Understanding which plant you have is important because their care requirements are genuinely different in several key areas — particularly light and watering. Applying pothos care advice to a jade plant, or jade plant advice to a pothos, can lead to poor results for either.
Jade plant (Crassula ovata): upright bushy shrub-like form, thick woody stems, small oval fleshy succulent leaves (dark green, sometimes with red edges), does not trail, cannot grow in water, develops into a tree-like structure over years.
What Is Jade Plant (Crassula ovata)?
Jade plant is a succulent perennial shrub native to the Eastern Cape and KwaZulu-Natal provinces of South Africa, as well as parts of Mozambique. In its native habitat it grows in rocky, dry areas with poor, well-drained soil and plenty of direct sunlight. This origin story explains everything about how jade plant behaves in your home: it is adapted to drought, bright light, and tough conditions.
In cultivation, jade plant grows as a compact, branching shrub that slowly develops thick, woody stems and a tree-like canopy of oval, fleshy leaves. The leaves are typically 2 to 4 cm long, dark to medium green, smooth, and very glossy. Some varieties develop reddish or yellowish edges on the leaves, especially when exposed to direct sunlight or cooler temperatures. The stems are initially green and succulent but gradually turn brown and woody with age, giving older plants a genuinely miniature tree-like appearance that makes them popular bonsai subjects.
A healthy, well-cared-for jade plant grows 10 to 20 cm per year in optimal conditions and can reach 60 to 90 cm tall indoors over many years. With decades of care, outdoor or greenhouse specimens can reach 2 to 3 metres. In ideal conditions (bright light, proper watering, good drainage), jade plants produce small white or pale pink star-shaped flowers in late winter or early spring — but indoor specimens rarely flower unless the plant is mature and the conditions closely mimic its natural seasonal cycle.
Jade plant belongs to the family Crassulaceae and is not related to pothos in any botanical way. They share a common name but nothing else — different family, different genus, different species, different origin, different ecology, and very different care requirements.
What Is Pothos (Epipremnum aureum)?
Pothos is a tropical climbing and trailing vine native to the Society Islands (part of French Polynesia) and widely naturalised across tropical Asia, including India, Southeast Asia, and the Pacific Islands. In its native jungle habitat, pothos grows on the forest floor and up the trunks of large trees, using aerial roots to attach itself to bark and climb toward the light canopy above. This tropical forest origin explains pothos's adaptations: it is built for warm, humid conditions, indirect (or dappled) light, and a consistent but not excessive moisture supply.
Indoors, pothos is grown as a trailing or hanging plant, with long vine-like stems bearing alternate heart-shaped leaves. The leaves are typically 8 to 15 cm long on indoor plants (though wild or outdoor plants produce much larger leaves), waxy, and smooth. The most common variety — golden pothos — has predominantly green leaves with irregular yellow or golden variegation. Other popular varieties include marble queen (cream and green), neon pothos (lime green), and Manjula (highly variegated cream, green, and white).
Pothos is one of the most popular houseplants in India and worldwide because of its extraordinary adaptability: it tolerates low light, irregular watering, various soil types, and a wide range of temperatures. It can be grown in soil or in water alone. It propagates trivially from stem cuttings. It is nearly impossible to kill through ordinary neglect. These qualities make it the default choice for beginners, offices, and any room that is not well-lit.
Pothos belongs to the family Araceae (the arum family) and is a true tropical vine — the same plant family as monsteras, philodendrons, and peace lilies.
Appearance and Growth Habit: Completely Different
Even a brief visual comparison makes clear that jade plant and pothos are entirely different in how they look and grow.
Jade plant growth habit
Jade plant is a self-supporting, upright, woody-stemmed shrub. It does not trail, climb, or vine. As it grows, it develops a central trunk and multiple branches, creating a naturally tree-like or bonsai-like form. The leaves are attached directly to the branches, small, oval, and succulent — they store water in their fleshy tissue, which is why they feel firm and slightly rubbery to the touch. Individual leaves are 2 to 4 cm long and typically shorter than they are wide at the base.
Jade plant grows slowly and maintains a compact form. It does not spread across a shelf or cascade down from a pot. Its appeal is architectural — a mature jade plant looks like a miniature tree, substantial and sculptural. A 5-year-old jade plant might be 25 to 35 cm tall; a 20-year-old specimen might be 60 to 90 cm.
Pothos growth habit
Pothos is a vine. Its stems are flexible and can trail down from a hanging basket or shelf, climb up a trellis or moss pole, or sprawl horizontally. It does not form a trunk or develop woody stems — the stems remain green and flexible throughout the plant's life. Individual leaves are much larger than jade plant leaves — 8 to 15 cm long indoors, attached alternately on the stems on petioles (leaf stalks).
Pothos grows quickly by vine extension — in good conditions, a single vine can extend 15 to 25 cm per month and eventually reach several metres in length. The overall impression is of a lush, leafy, flowing plant rather than a sculptural tree form. You can train pothos to climb a trellis, let it trail from a shelf, or coil it around a support pole — its versatility in display is one of its great assets.
| Feature | Jade Plant (Crassula ovata) | Pothos (Epipremnum aureum) |
|---|---|---|
| Plant family | Crassulaceae (succulent family) | Araceae (arum family) |
| Native region | South Africa | Solomon Islands / Pacific |
| Growth form | Upright shrub / miniature tree | Trailing / climbing vine |
| Leaf type | Small, oval, thick, succulent | Large, heart-shaped, waxy |
| Stem texture | Becomes woody with age | Stays green and flexible |
| Light needs | Bright direct or very bright indirect | Low to bright indirect |
| Watering frequency | Every 14–21 days (drought-tolerant) | Every 7–10 days |
| Grows in water? | No — will rot | Yes — thrives in water |
| Growth rate | Slow | Fast |
| Max indoor size | 60–90 cm (decades) | Vines 2–4 metres long |
| Lifespan | 50–70+ years | Many years (shorter typical) |
| Toxicity | Mildly toxic to cats and dogs | Toxic to cats and dogs |
Light Requirements: The Most Important Difference
Light is where jade plant and pothos differ most significantly, and getting this wrong is the most common reason both plants fail in people's homes.
Jade plant needs bright light
Jade plant requires bright light — ideally 4 to 6 hours of direct sunlight per day, or at minimum a position in very bright indirect light throughout the day. In India, the ideal position for jade plant is a windowsill that receives direct morning sun (east-facing window) or bright outdoor conditions on a balcony or terrace. A south-facing window that is not blocked by trees or buildings can work well.
In insufficient light, jade plant shows several problems. The stems become leggy and weak, stretching toward the light source and losing the compact, tree-like form that makes the plant attractive. Leaves become smaller and less plump. The plant's growth rate, already slow, slows further. Over months, a jade plant in a dark room will gradually deteriorate — it won't die quickly, but it will become an increasingly scraggly, unattractive specimen. Jade plants in very low light also become much more susceptible to root rot because the soil dries slowly when the plant cannot use water efficiently.
Pothos tolerates low light
Pothos is among the most light-tolerant indoor plants available. It grows, albeit slowly, in rooms with only ambient reflected light and no direct window access. In Indian homes with a mix of rooms ranging from bright to dim, pothos can be placed in the darker spaces where almost nothing else would survive. This tolerance is why pothos is so ubiquitous in Indian offices, corridors, and interior rooms.
That said, pothos grows faster and displays more vivid variegation in bright indirect light. In low light, it adapts by producing progressively greener, less variegated leaves — the plant reduces non-photosynthetic tissue to maximise light capture. In very bright indirect light (but not direct harsh sunlight), golden pothos vines grow vigorously and produce the most attractive, full-coloured foliage.
Watering: The Second Critical Difference
Jade plant and pothos have fundamentally different relationships with water, and misunderstanding this is the second most common cause of plant failure.
Watering jade plant
Jade plant is a succulent. Its thick leaves store water, and it is physiologically adapted to periods of drought. The correct approach to watering jade plant is to water thoroughly when the soil is completely dry — checking not just the surface but the entire depth of the pot — and then allow it to dry completely before watering again. In typical Indian indoor conditions, this means watering every 14 to 21 days in summer and as infrequently as once a month or less in winter.
Overwatering jade plant causes root rot quickly, and root rot in jade plant is usually fatal unless caught early. The roots of succulents are not adapted to prolonged wet conditions; the cells in the root tissue break down in saturated soil. By the time you notice the above-ground symptoms of root rot (soft, mushy stems at the base, dropping leaves, yellowing), the damage is often severe. The single most important rule for jade plant: when in doubt, do not water. It handles drought far better than it handles excess moisture.
Watering pothos
Pothos needs watering on a more regular schedule — typically when the top 2 cm of soil feels dry, which is approximately every 7 to 10 days in typical indoor conditions. It is more tolerant of occasional overwatering than jade plant, though prolonged consistently wet soil will still cause root rot in pothos. Conversely, pothos is more sensitive to drought stress than jade plant — when very dry, pothos leaves droop visibly, which is a useful watering signal but indicates the plant is experiencing stress.
A simple rule: pothos signals thirst through drooping; jade plant gives very few distress signals until damage is already done. With pothos, a consistent weekly check and top-2-cm finger test is a reliable system. With jade plant, check the entire pot depth before watering and default to waiting an extra week if unsure.
Soil and Drainage Requirements
Jade plant soil
Jade plant needs fast-draining, coarse soil. The ideal mix is 50 percent standard potting compost and 50 percent coarse sand, perlite, or a commercial cactus and succulent mix. The purpose of this gritty mixture is to ensure that water flows through the pot quickly and the soil is never wet for more than a day or two after watering. Heavy, moisture-retaining potting compost used alone will cause root rot in jade plant even if watered correctly, because the soil stays wet too long between waterings.
The pot must have drainage holes, and jade plant should never be grown in a pot without them. After watering, the excess water should drain freely within a few minutes. Do not use drip trays that hold standing water under jade plant pots — tip out any water that collects in drip trays within 30 minutes of watering.
Pothos soil
Pothos is far less demanding about soil. It grows well in standard indoor potting compost, with or without perlite additions. A mix of standard potting compost with 20 to 30 percent perlite is ideal for drainage and aeration, but pothos will grow adequately in standard compost alone. Pothos also grows with no soil at all — in water, indefinitely. The key requirement for pothos soil is that it should not be waterlogged for extended periods, but standard potting compost handles this fine with normal drainage holes and correct watering frequency.
Temperature and Humidity
Both plants are well-suited to Indian home temperatures, but for different reasons.
Pothos is a tropical plant and thrives in the warm, humid conditions typical of much of India — temperatures of 18 to 30°C and relative humidity of 40 to 70 percent are ideal. It tolerates higher temperatures reasonably well and loves the natural humidity of monsoon season. It does not like temperatures below 10°C or cold draughts.
Jade plant, from South Africa, also tolerates warm temperatures but is more adaptable to a wider temperature range. It can handle temperatures as low as 5°C without damage (brief cold snaps are fine) and is relatively comfortable in drier air than pothos. In very humid conditions (above 70 percent humidity), jade plant becomes more susceptible to fungal problems on leaves and stems, so good airflow is important in monsoon season. Overall, jade plant is slightly more tolerant of temperature variation than pothos.
Propagation
Propagating jade plant
Jade plant propagates readily from leaf cuttings or stem cuttings. For leaf cuttings: remove a healthy leaf cleanly, allow the cut end to callous (dry) for 2 to 3 days, then place it on the surface of slightly moist succulent mix. Roots emerge from the base of the leaf within 2 to 4 weeks, followed by tiny new plantlets. Do not water until roots are visible. For stem cuttings: take a 10 to 15 cm cutting, allow to callous for 2 to 3 days, then plant in dry succulent mix and give the first light watering after one week. Success rates are high, but the process is slower than pothos propagation.
Propagating pothos
Pothos propagates faster and more easily than jade plant. Take a stem cutting with 2 to 3 nodes (the brown bumps where leaves emerge), remove the lower leaves, and place in water or moist potting compost. Roots emerge within 1 to 2 weeks in warm conditions. The cutting can then be potted in soil or left to grow in water. Pothos propagation is one of the easiest in the plant kingdom — practically any cutting with a node will root if placed in water.
Common Problems and Pests
Jade plant problems
Root rot from overwatering is by far the most common and most serious problem for jade plant — the stem base becomes soft and the plant collapses. Prevention is the only reliable strategy: never overwater. Mealybugs are the most common pest and collect in the joints between stem and leaf. They appear as small white cottony patches and can be treated with neem oil or rubbing alcohol on a cotton swab. In low humidity, spider mites can also attack jade plant. Leaf drop (leaves falling off when the plant is moved or the environment changes) is common and usually temporary — keep the plant in a consistent position.
Pothos problems
Yellowing leaves (usually overwatering), brown leaf tips (low humidity or inconsistent watering), and root rot in very wet soil are the most common pothos problems. Pests include spider mites (which cause fine webbing and stippled yellowing leaves), mealybugs, and scale insects. Pothos is generally more resilient and recovers from most problems faster than jade plant, given its faster growth rate. For detailed guidance on individual problems, see our articles on yellow leaves, root rot, and brown leaf tips.
Toxicity and Safety
Both plants are toxic to cats and dogs and should be kept out of reach of pets. Pothos contains calcium oxalate crystals that cause oral irritation, drooling, vomiting, and difficulty swallowing if ingested. Jade plant contains compounds (including bufodienolides) that can cause vomiting, depression, and loss of coordination in dogs and cats. Neither plant is considered dangerously toxic to humans — skin contact may cause mild irritation in sensitive individuals from pothos sap, and jade plant is rated as mildly toxic if ingested by humans — but both should be kept away from young children as a precaution.
For more detailed guidance, see our dedicated articles on money plant toxicity for pets and money plant safety for children.
Which Money Plant Is Right for You?
- Bright windowsill, want a long-lived sculptural plant: Jade plant
- Low-light room, want fast lush growth: Pothos
- Want to grow in water: Pothos (jade plant will rot in water)
- Beginner or irregular waterer: Either — jade tolerates drought, pothos tolerates varied watering
- Following Indian vastu placement rules: Pothos is the traditional money plant
- Want a plant that lasts decades: Jade plant
- Office or indoor space with no windows: Pothos
- Balcony or terrace with direct sun: Jade plant thrives here; pothos prefers shade
Cultural and Spiritual Associations
Pothos in Indian tradition
In India, the term "money plant" almost universally refers to Epipremnum aureum (pothos). It is deeply embedded in Indian home culture — the sight of a pothos vine growing from a glass bottle of water on a kitchen windowsill is familiar across the country. According to vastu shastra, money plant kept in the east or north direction of the home is believed to bring prosperity and positive energy. It is commonly gifted during housewarming ceremonies and festivals. The trailing growth is seen as symbolic of wealth flowing into the home. For detailed vastu guidance, see our article on money plant vastu placement.
Jade plant in feng shui
In Chinese feng shui tradition, jade plant (Crassula ovata) is associated with good fortune, wealth, and friendship. The round, coin-shaped leaves are said to attract positive energy (chi) and prosperity. Jade plants are traditionally placed near the entrance of homes and businesses, or in the southeast corner (the "wealth corner" in feng shui). They are also known as "friendship trees" and are commonly given as housewarming or business gifts in East Asian cultures. Their long lifespan — a jade plant that lives with a family for decades — deepens the association with enduring prosperity.
Both traditions associate their respective money plants with abundance and good fortune; they simply originate in different cultural contexts. There is no contradiction in keeping both plants — pothos in the vastu-directed positions and jade plant in a feng shui wealth corner, if you wish.
Growing Both Plants Together
You do not have to choose between jade plant and pothos — many households keep both, in different positions suited to their individual requirements. The key is to understand that they are different plants with different needs and to place them accordingly:
- Jade plant on a bright windowsill or balcony that receives direct or very bright light
- Pothos in the rooms, shelves, or corners that receive indirect or low light
- Do not use the same care schedule for both — jade plant watering every 14 to 21 days; pothos every 7 to 10 days
- Do not use the same soil for both — jade plant needs gritty succulent mix; pothos does fine in standard potting compost
Together, they provide complementary beauty: jade plant offers an architectural, compact, tree-like form that improves year by year, while pothos offers lush, trailing greenery that quickly fills out empty shelves and corners. Both are associated with prosperity and both are genuinely beautiful plants — choosing one over the other is a matter of matching the plant to your specific space and lifestyle, not a matter of one being superior to the other.
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